Hello 👋🏻, visionary investors and builders!
Over the past few weeks I’ve been quietly building something with two close friends: Holdii.
We believe legacy planning shouldn’t rely on paper forms, probate delays, or custodial middlemen—especially when your wealth already lives on-chain. So we designed a toolkit that lets you create Programmable Asset Vaults and keep total control of the keys.
💊 The pain we’re solving
The crypto elite is exploding: 172,300 people already hold USD 1 million + in digital assets—up 95 % year-on-year—and 28 are bona-fide crypto billionaires. Nearly one-quarter (26 %) of U.S. millionaires own crypto today, and 38 % say they plan to increase exposure soon. Yet the industry faces a looming crunch: up to USD 6 trillion in crypto is projected to change hands by 2045, much of it without a clear succession path.
🚨 High-net-worth individuals have the most to lose:
Bigger estates = bigger probate drag — every month in limbo can mean six-figure opportunity costs.
Multi-jurisdiction footprints — second passports, offshore entities, DAO treasuries; traditional courts aren’t built for this patchwork.
Reputation & privacy — open probate filings can advertise wallet addresses and invite phishing or ransom threats.
Custody complexity — hardware wallets, MPC shards, and multisigs need orchestration, not a safe-deposit box.
💡 Holdii collapses those friction points into three clicks:
Create a vault from the wallet that already holds your assets.
Set release conditions—time, price, inactivity, or any oracle you trust.
Keep earning yield until the vault executes (Optional), then watch funds route instantly to your heirs, charities, or next venture.
That means more capital compounding, zero middle-men, and—most importantly—your legacy executed exactly when and how you intended.
🔨 How Holdii works
1️⃣ Connect wallet
2️⃣ Choose Recipients
3️⃣ Deposit assets—ETH, stablecoins, LSTs, NFTs, RWAs.
4️⃣ Set conditions with our visual rule builder:
⏳ Time (“1 Sept 2027”)
📈 Market (“If BTC ≥ $150 k”)
🔔 Activity (“If wallet inactive 12 mo”)
5️⃣ Choose a yield strategy (optional).
6️⃣ Sign & deploy. That’s it—vault lives on-chain, keys stay with you.
When a trigger fires, the vault’s logic executes automatically and sends funds to the addresses you defined. No emails, no courts, no drama.
👀 Use-case spotlight: “College fund on autopilot”
🌱 The set-up
Alice wants to future-proof her daughter’s education without parking funds in a traditional custodial account. She deposits 10 ETH into a new Holdii vault from her hardware wallet. The interface shows:
Asset: 10 ETH
Recipient: 0xDaughter…
Yield module: LST-staking (current base APY ≈ 4–5 %)
📏 The rule
In the visual rule-builder Alice adds a single condition:
“Every 1 September from 2027 → 2030, release 2.5 ETH (25 %) to my daughter’s wallet.”
She clicks Simulate, reviews the four scheduled transfers, then signs the transaction.
🔐 While the vault is locked
The 10 ETH converts to a liquid-staking token (e.g., stETH), earning ~4.5 % APY.
Yield accrues inside the vault, compounding daily. Over four years that’s roughly +1.9 ETH extra (assuming flat price and steady rate).
Alice can monitor the vault’s balance and schedule directly in the Holdii dashboard—no manual upkeep required.
💸 Execution moments
On 1 September 2027, the contract automatically unwraps the needed 2.5 ETH plus proportional yield, then sends it to her daughter’s address. The same happens in 2028, 2029, and 2030.
👩🏻🎓 Outcome
Predictable funding: Tuition lands right before each academic year.
Extra upside: Her daughter ultimately receives 11.9 ETH (10 principal + 1.9 yield) instead of a static 10.
Zero middle-men, zero stress: Code executes the plan exactly as Alice designed it.
6 benefits you’ll actually feel 🙏🏻
Absolute control – Assets never leave your custody until conditions hit.
Zero counter-party risk – Code doesn’t mismanage emotions or disappear. Humans can.
Global by default – Recipients receive funds directly, no cross-border red tape.
Yield on idle capital – Plug into battle-tested DeFi protocols while the vault is locked.
Dynamic & upgradeable – Amend recipients or triggers without restarting from scratch.
Why now? 📆
Regulatory friction around crypto legacy transfer is growing; self-custody sidesteps jurisdiction bottlenecks.
New primitives—account abstraction (EIP-7702), MPC signatures, zk-oracles—make secure automation finally user-friendly.
Market timing—we’re on the cusp of the largest generational wealth transfer ever. The tools must be ready.
Get involved (takes <2 minutes)
👉🏻 60-second survey – Shape the roadmap: holdii survey
👉🏻 Wait-list signup – Reserve closed-beta access: holdii.io
👉🏻 Discord – Ask us anything, share edge-cases, snag dev updates.
First 100 subscribers receive priority mainnet access and a private AMA invite with the founding team.
🏃🏻♂️➡️TL;DR (for the skimmers)
✅ Holdii = programmable, self-custodial crypto vaults that release wealth based on conditions you set.
✅ Automate inheritances, payouts, donations with on-chain triggers.
✅ Six big benefits: control, security, yield, flexibility, global reach, privacy.
✅ We’re early; your feedback steers everything. Survey + wait-list = priority.
We’re rewriting the rulebook of wealth stewardship. Ready to hold the pen?
Kind regards,
Juan & the Holdii team